FXIFY review 2026: price, rules, payouts
We checked FXIFY with the same data we use for every firm: published prices, published rules, customer ratings. Score: 7.3. Rank: 1 of 26.
Overview
Good for many program types. FXIFY has a 1-Phase, three 2-Phase types, a 3-Phase, Lightning and instant funding. Accounts from $5,000 to $400,000. Platforms: MT5, DXtrade, TradingView.
Step 1: Can you join?
- ✓ Pakistan is not on FXIFY's restricted list
- ✓ Pay by Card, Crypto, Bank Transfer
Step 2: Pick a challenge
Step 3: Know the rules
- ✓ Hedging
- ✓ Martingale
- ✓ Weekend holding
- ~ Expert advisors (EAs)
- ~ Scalping
- ~ News trading
- ~ Copy trading
Step 4: Getting paid
- ✓ Keep up to 90% of profits
- ✓ Payouts: First after 7 days, then every 14 days
- ✓ Paid out by Crypto, Bank Transfer, Rise
Score breakdown
Rank 1 of 26 in our ranking. Breakdown of the 7.3 score:
Pros and cons
Pros
- Many programs and sizes
- 1-Phase fee returned in full
- MT5, DXtrade, TradingView
- Hedging and martingale allowed
Cons
- Maximum leverage 1:30
- Consistency rule on some programs (25–30%)
FXIFY: all programs
| Program | Type | Sizes | From | Profit split |
|---|---|---|---|---|
| Instant Funding Lite | Instant | 2.5K–50K | $19 | 80% |
| Three Phase | 3-Step | 5K–400K | $39 | 80% |
| Lightning | 1-Step | 10K–100K | $59 | 80% |
| Two Phase Standard | 2-Step | 5K–400K | $59 | 80% |
| Two Phase Classic | 2-Step | 5K–100K | $59 | 80% |
| One Phase | 1-Step | 5K–400K | $59 | 80% |
| Instant Funding | Instant | 1K–100K | $69 | 80% |
| Two Phase Pro | 2-Step | 10K–250K | $129 | 80% |
List prices without discount codes. Checked on 14 November 2026. Prices change often. Check the firm's website before you pay.
100K account options
| Program | Type | Price | Target | Daily loss | Max loss |
|---|---|---|---|---|---|
| Lightning | 1-Step | $399 | 5% | 3% | 4% |
| Three Phase | 3-Step | $399 | 5% / 5% / 5% | 5% | 5% |
| Two Phase Standard | 2-Step | $549 | 10% / 5% | 4% | 10% |
| Two Phase Classic | 2-Step | $549 | 5% / 10% | 4% | 10% |
| One Phase | 1-Step | $549 | 10% | 3% | 6% |
| Two Phase Pro | 2-Step | $599 | 4% / 8% | 4% | 8% |
| Instant Funding | Instant | $4,249 | None | 8% | 8% |
Platforms, deposits and payouts
FXIFY vs other firms
FAQ
Is FXIFY safe?
FXIFY has worked since 2022 and has a good reputation for its wide choice.
FXIFY profit split?
80% normally, 90% with an add-on.
Cheapest FXIFY program?
Usually the 3-Phase: about $399 for 100K.
FXIFY 100K challenge: what is the price?
Lowest-priced FXIFY 100K with 80%+ split: Lightning (1-step), price $399.
Does FXIFY accept traders from Pakistan?
Yes. Pakistan is not on FXIFY's list of restricted countries. These lists can change. Check the terms when you open an account.